ICICI Sapphiro vs IndusInd Tiger vs HDFC Tata Neu Plus
Side-by-side credit card comparison to help you choose the best one.
Our Pick
HDFC Tata Neu Plus
4.5
Why this card wins: Tata Ecosystem — 5% NeuCoins on Tata brands, 1.5% on others
| Feature | ICICI Sapphiro | IndusInd Tiger | HDFC Tata Neu Plus |
|---|---|---|---|
| Bank | ICICI Bank | IndusInd Bank | HDFC Bank |
| Card Type | Premium | Cashback | Cashback |
| Annual Fee | ₹3,500 + GST | Lifetime Free | ₹499 + GST |
| Joining Fee | ₹3,500 + GST | Nil | ₹499 + GST |
| Rewards | 2-4 PAYBACK points per ₹100 | 1.5% cashback on all spends | 5% NeuCoins on Tata brands, 1.5% on others |
| Best For | Travel & Lifestyle | Everyday Cashback | Tata Ecosystem |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.50% per month (42.00% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹3,00,000 - ₹10,00,000 | ₹25,000 - ₹2,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | Vouchers worth ₹9,000+ | None | 500 NeuCoins on first txn |
| Min Income | ₹50,000/month | ₹15,000/month | ₹15,000/month |
| Lounge Access | 16 domestic + 4 international per year | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹500 + GST | Free | Free |
| Rating | 4.4 | 4.2 | 4.5 |
| Contactless | |||
| EMI Conversion |
Key Features
ICICI Sapphiro
Travel & Lifestyle
Visa • Premium
- Buy 1 Get 1 Free on movie tickets (BookMyShow)
- Dreamfolks Membership for lounges
- 4 domestic lounge visits per quarter
- Welcome vouchers worth ₹9000+
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Our Pick
HDFC Tata Neu Plus
Tata Ecosystem
RuPay • Cashback
- 5% NeuCoins on Tata Neu, BigBasket, 1mg
- 1.5% NeuCoins on all other spends
- Fee waiver on ₹50,000 annual spend
- Complimentary Zomato Gold for 3 months
Verdict
Based on rating and overall value, HDFC Tata Neu Plus ranks highest among your selected cards. It excels at Tata Ecosystem and offers 5% NeuCoins on Tata brands, 1.5% on others.