IDFC First WOW vs RBL ShopRite vs AU Zenith+
Side-by-side credit card comparison to help you choose the best one.
| Feature | IDFC First WOW | RBL ShopRite | AU Zenith+ |
|---|---|---|---|
| Bank | IDFC First Bank | RBL Bank | AU Small Finance Bank |
| Annual Fee | Lifetime Free | ₹500 + GST | ₹7,999 + GST |
| Joining Fee | Nil | Nil | ₹7,999 + GST |
| Rewards | 10X reward points on every spend category | 5% cashback on grocery & supermarket | 4.5% value back on select categories |
| Best For | All-Round Rewards | Grocery & Supermarket | Premium Lifestyle |
| Card Type | Rewards | Cashback | Super Premium |
| Rating | 4.5 | 4 | 4.4 |
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
RBL ShopRite
Grocery & Supermarket
- ✓ 5% cashback on grocery spends (cap ₹200/month)
- ✓ 1% cashback on all other spends
- ✓ Fuel surcharge waiver
- ✓ Easy EMI conversion on large purchases
AU Zenith+
Premium Lifestyle
- ✓ Complimentary airport lounge access worldwide
- ✓ Travel insurance up to ₹3 Crore
- ✓ Concierge services 24/7
- ✓ Milestone bonus of ₹10,000 voucher on ₹5L spend
Our Recommendation
Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.