SBI ELITE vs IndusInd Tiger vs OneCard Metal

    Side-by-side credit card comparison to help you choose the best one.

    FeatureSBI ELITEIndusInd TigerOneCard Metal
    BankSBIIndusInd BankOneCard (FPL)
    Annual Fee₹4,999 + GSTLifetime FreeLifetime Free
    Joining Fee₹4,999 + GSTNilNil
    Rewards2X reward points on dining, movies & grocery1.5% cashback on all spends5X reward points on top 2 spend categories
    Best ForPremium LifestyleEveryday CashbackTech-Savvy Users
    Card TypeSuper PremiumCashbackPremium
    Rating
    4.6
    4.2
    4.6

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    IndusInd Tiger

    Everyday Cashback

    • No annual fee ever
    • 1.5% unlimited cashback on all transactions
    • Fuel surcharge waiver on all fuel stations
    • Contactless payment enabled

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    Our Recommendation

    Based on rating and overall value, SBI ELITE currently ranks highest among your selected cards.