SBI ELITE vs YES Marquee vs Axis ACE
Side-by-side credit card comparison to help you choose the best one.
Our Pick
SBI ELITE
4.6
Why this card wins: Premium Lifestyle — 2X reward points on dining, movies & grocery
| Feature | SBI ELITE | YES Marquee | Axis ACE |
|---|---|---|---|
| Bank | SBI | YES Bank | Axis Bank |
| Card Type | Super Premium | Lifestyle | Cashback |
| Annual Fee | ₹4,999 + GST | ₹499 + GST | Lifetime Free |
| Joining Fee | ₹4,999 + GST | ₹499 + GST | Nil |
| Rewards | 2X reward points on dining, movies & grocery | Buy 1 Get 1 on movies (BookMyShow) | 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato |
| Best For | Premium Lifestyle | Movies & Entertainment | Bill Payments |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.49% per month (41.88% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹3,00,000 - ₹15,00,000 | ₹50,000 - ₹3,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | 5000 bonus reward points | ₹500 BookMyShow voucher | None |
| Min Income | ₹60,000/month | ₹20,000/month | ₹15,000/month |
| Lounge Access | Unlimited domestic + 6 international per year | 4 domestic per year | None |
| Fuel Surcharge Waiver | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free | Free |
| Rating | 4.6 | 4.1 | 4.6 |
| Contactless | |||
| EMI Conversion |
Key Features
Our Pick
SBI ELITE
Premium Lifestyle
Mastercard • Super Premium
- Complimentary Trident Privilege membership
- Unlimited domestic lounge visits
- Buy 1 Get 1 on BookMyShow
- Annual fee reversal on ₹10L spend
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Axis ACE
Bill Payments
Visa • Cashback
- No annual fee ever
- 5% cashback on utility bills via Google Pay
- 2% cashback on Swiggy, Zomato
- 1% cashback on all other spends
Verdict
Based on rating and overall value, SBI ELITE ranks highest among your selected cards. It excels at Premium Lifestyle and offers 2X reward points on dining, movies & grocery.