Kotak Royale Signature vs IDFC First WOW vs RBL ShopRite
શ્રેષ્ઠ કાર્ડ પસંદ કરવામાં મદદ માટે સાઇડ-બાય-સાઇડ ક્રેડિટ કાર્ડ સરખામણી.
| ફીચર | Kotak Royale Signature | IDFC First WOW | RBL ShopRite |
|---|---|---|---|
| બેંક | Kotak Mahindra | IDFC First Bank | RBL Bank |
| વાર્ષિક ફી | ₹999 + GST | Lifetime Free | ₹500 + GST |
| જોડાવાની ફી | ₹999 + GST | Nil | Nil |
| રિવોર્ડ્સ | 4 reward points per ₹150 on all spends | 10X reward points on every spend category | 5% cashback on grocery & supermarket |
| શ્રેષ્ઠ | Travel & Entertainment | All-Round Rewards | Grocery & Supermarket |
| કાર્ડ પ્રકાર | Premium | Rewards | Cashback |
| રેટિંગ | 4.3 | 4.5 | 4 |
Kotak Royale Signature
Travel & Entertainment
- ✓ 8 complimentary domestic lounge visits per year
- ✓ 2 complimentary international lounge visits
- ✓ 1% fuel surcharge waiver
- ✓ Milestone benefits on annual spending
IDFC First WOW
All-Round Rewards
- ✓ No annual or joining fee ever
- ✓ 10X reward points on all categories
- ✓ 6 domestic + 2 international lounge visits
- ✓ Never expiring reward points
RBL ShopRite
Grocery & Supermarket
- ✓ 5% cashback on grocery spends (cap ₹200/month)
- ✓ 1% cashback on all other spends
- ✓ Fuel surcharge waiver
- ✓ Easy EMI conversion on large purchases
અમારી ભલામણ
Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.