Axis Flipkart vs AU Zenith+ vs OneCard Metal

    Side-by-side credit card comparison to help you choose the best one.

    FeatureAxis FlipkartAU Zenith+OneCard Metal
    BankAxis BankAU Small Finance BankOneCard (FPL)
    Annual Fee₹500 + GST₹7,999 + GSTLifetime Free
    Joining FeeNil₹7,999 + GSTNil
    Rewards5% unlimited cashback on Flipkart4.5% value back on select categories5X reward points on top 2 spend categories
    Best ForFlipkart LoyalistsPremium LifestyleTech-Savvy Users
    Card TypeCashbackSuper PremiumPremium
    Rating
    4.7
    4.4
    4.6

    Axis Flipkart

    Flipkart Loyalists

    • 4% cashback on preferred partners (Swiggy, PVR)
    • 1.5% unlimited cashback on basic spends
    • 4 complimentary lounge visits per year
    • Instant discount offers on big billion days

    AU Zenith+

    Premium Lifestyle

    • Complimentary airport lounge access worldwide
    • Travel insurance up to ₹3 Crore
    • Concierge services 24/7
    • Milestone bonus of ₹10,000 voucher on ₹5L spend

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    Our Recommendation

    Based on rating and overall value, Axis Flipkart currently ranks highest among your selected cards.