YES Marquee vs Kotak Royale Signature
Side-by-side credit card comparison to help you choose the best one.
Our Pick
Kotak Royale Signature
4.3
Why this card wins: Travel & Entertainment — 4 reward points per ₹150 on all spends
| Feature | YES Marquee | Kotak Royale Signature |
|---|---|---|
| Bank | YES Bank | Kotak Mahindra |
| Card Type | Lifestyle | Premium |
| Annual Fee | ₹499 + GST | ₹999 + GST |
| Joining Fee | ₹499 + GST | ₹999 + GST |
| Rewards | Buy 1 Get 1 on movies (BookMyShow) | 4 reward points per ₹150 on all spends |
| Best For | Movies & Entertainment | Travel & Entertainment |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹3,00,000 | ₹1,00,000 - ₹5,00,000 |
| Welcome Benefit | ₹500 BookMyShow voucher | 500 reward points on activation |
| Min Income | ₹20,000/month | ₹25,000/month |
| Lounge Access | 4 domestic per year | 8 domestic + 2 international per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.1 | 4.3 |
| Contactless | ||
| EMI Conversion |
Key Features
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Our Pick
Kotak Royale Signature
Travel & Entertainment
Visa Signature • Premium
- 8 complimentary domestic lounge visits per year
- 2 complimentary international lounge visits
- 1% fuel surcharge waiver
- Milestone benefits on annual spending
Verdict
Based on rating and overall value, Kotak Royale Signature ranks highest among your selected cards. It excels at Travel & Entertainment and offers 4 reward points per ₹150 on all spends.