YES Marquee vs OneCard Metal
Side-by-side credit card comparison to help you choose the best one.
Our Pick
OneCard Metal
4.6
Why this card wins: Tech-Savvy Users — 5X reward points on top 2 spend categories
| Feature | YES Marquee | OneCard Metal |
|---|---|---|
| Bank | YES Bank | OneCard (FPL) |
| Card Type | Lifestyle | Premium |
| Annual Fee | ₹499 + GST | Lifetime Free |
| Joining Fee | ₹499 + GST | Nil |
| Rewards | Buy 1 Get 1 on movies (BookMyShow) | 5X reward points on top 2 spend categories |
| Best For | Movies & Entertainment | Tech-Savvy Users |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹3,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | ₹500 BookMyShow voucher | None |
| Min Income | ₹20,000/month | ₹20,000/month |
| Lounge Access | 4 domestic per year | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.0% + GST |
| Add-On Card Fee | Free | Not available |
| Rating | 4.1 | 4.6 |
| Contactless | ||
| EMI Conversion |
Key Features
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Our Pick
OneCard Metal
Tech-Savvy Users
Visa • Premium
- Metal card — no annual fee ever
- Auto-detects your top spend categories for 5X
- Real-time spend analytics in app
- Instant EMI conversion on any purchase
Verdict
Based on rating and overall value, OneCard Metal ranks highest among your selected cards. It excels at Tech-Savvy Users and offers 5X reward points on top 2 spend categories.