Axis ACE vs ICICI Amazon Pay
Side-by-side credit card comparison to help you choose the best one.
ICICI Amazon Pay
Why this card wins: Everyday Amazon Spends — 5% cashback for Amazon Prime members
| Feature | ||
|---|---|---|
| Bank | Axis Bank | ICICI Bank |
| Card Type | Cashback | Cashback |
| Annual Fee | Lifetime Free | Lifetime Free |
| Joining Fee | Nil | Nil |
| Rewards | 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato | 5% cashback for Amazon Prime members |
| Best For | Bill Payments | Everyday Amazon Spends |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | None | ₹500 Amazon Pay cashback |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.6 | 4.9 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis ACE
Bill Payments
Visa • Cashback
- No annual fee ever
- 5% cashback on utility bills via Google Pay
- 2% cashback on Swiggy, Zomato
- 1% cashback on all other spends
ICICI Amazon Pay
Everyday Amazon Spends
Visa • Cashback
- No joining or annual fee ever
- 3% cashback for non-prime members
- 2% cashback on flights, recharges, bills
- 1% cashback on all other payments
Verdict
Based on rating and overall value, ICICI Amazon Pay ranks highest among your selected cards. It excels at Everyday Amazon Spends and offers 5% cashback for Amazon Prime members.
Frequently asked questions
Which is better: Axis ACE or ICICI Amazon Pay?
ICICI Amazon Pay has the higher CardKhoj rating (4.9/5) and is best for everyday amazon spends. Axis ACE is the better fit if your priority is bill payments. The right choice depends on where you spend most.
Which has the lower annual fee: Axis ACE and ICICI Amazon Pay?
They have the same annual fee: Lifetime Free.
Do Axis ACE and ICICI Amazon Pay offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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