Axis Flipkart vs HDFC Tata Neu Plus
Side-by-side credit card comparison to help you choose the best one.
Axis Flipkart
Why this card wins: Flipkart Loyalists — 5% unlimited cashback on Flipkart
| Feature | ||
|---|---|---|
| Bank | Axis Bank | HDFC Bank |
| Card Type | Cashback | Cashback |
| Annual Fee | ₹500 + GST | ₹499 + GST |
| Joining Fee | Nil | ₹499 + GST |
| Rewards | 5% unlimited cashback on Flipkart | 5% NeuCoins on Tata brands, 1.5% on others |
| Best For | Flipkart Loyalists | Tata Ecosystem |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | None | 500 NeuCoins on first txn |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | 4 domestic per year | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.7 | 4.5 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Flipkart
Flipkart Loyalists
Mastercard • Cashback
- 4% cashback on preferred partners (Swiggy, PVR)
- 1.5% unlimited cashback on basic spends
- 4 complimentary lounge visits per year
- Instant discount offers on big billion days
HDFC Tata Neu Plus
Tata Ecosystem
RuPay • Cashback
- 5% NeuCoins on Tata Neu, BigBasket, 1mg
- 1.5% NeuCoins on all other spends
- Fee waiver on ₹50,000 annual spend
- Complimentary Zomato Gold for 3 months
Verdict
Based on rating and overall value, Axis Flipkart ranks highest among your selected cards. It excels at Flipkart Loyalists and offers 5% unlimited cashback on Flipkart.
Frequently asked questions
Which is better: Axis Flipkart or HDFC Tata Neu Plus?
Axis Flipkart has the higher CardKhoj rating (4.7/5) and is best for flipkart loyalists. HDFC Tata Neu Plus is the better fit if your priority is tata ecosystem. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Flipkart and HDFC Tata Neu Plus?
HDFC Tata Neu Plus is cheaper to hold at ₹499 + GST, compared with ₹500 + GST for Axis Flipkart.
Do Axis Flipkart and HDFC Tata Neu Plus offer airport lounge access?
Axis Flipkart: 4 domestic per year. HDFC Tata Neu Plus: no complimentary lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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