HDFC Regalia Gold vs ICICI Sapphiro

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Regalia GoldICICI Sapphiro
    BankHDFC BankICICI Bank
    Annual Fee₹2,500₹3,500
    Joining Fee₹2,500₹3,500
    Rewards4X reward points on all spends2 reward points per ₹100
    Best ForTravel & LifestyleTravel
    Card TypePremiumPremium
    Rating
    4.5
    4.4

    HDFC Regalia Gold

    Travel & Lifestyle

    • Airport lounge access
    • Travel insurance
    • Fuel surcharge waiver
    • Milestone benefits

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    Our Recommendation

    Based on rating and overall value, HDFC Regalia Gold currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.