Axis ACE vs Axis Flipkart
Side-by-side credit card comparison to help you choose the best one.
Axis Flipkart
Why this card wins: Flipkart Loyalists — 5% unlimited cashback on Flipkart
| Feature | ||
|---|---|---|
| Bank | Axis Bank | Axis Bank |
| Card Type | Cashback | Cashback |
| Annual Fee | Lifetime Free | ₹500 + GST |
| Joining Fee | Nil | Nil |
| Rewards | 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato | 5% unlimited cashback on Flipkart |
| Best For | Bill Payments | Flipkart Loyalists |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | None | None |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | None | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.6 | 4.7 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis ACE
Bill Payments
Visa • Cashback
- No annual fee ever
- 5% cashback on utility bills via Google Pay
- 2% cashback on Swiggy, Zomato
- 1% cashback on all other spends
Axis Flipkart
Flipkart Loyalists
Mastercard • Cashback
- 4% cashback on preferred partners (Swiggy, PVR)
- 1.5% unlimited cashback on basic spends
- 4 complimentary lounge visits per year
- Instant discount offers on big billion days
Verdict
Based on rating and overall value, Axis Flipkart ranks highest among your selected cards. It excels at Flipkart Loyalists and offers 5% unlimited cashback on Flipkart.
Frequently asked questions
Which is better: Axis ACE or Axis Flipkart?
Axis Flipkart has the higher CardKhoj rating (4.7/5) and is best for flipkart loyalists. Axis ACE is the better fit if your priority is bill payments. The right choice depends on where you spend most.
Which has the lower annual fee: Axis ACE and Axis Flipkart?
Axis ACE is cheaper to hold at Lifetime Free, compared with ₹500 + GST for Axis Flipkart.
Do Axis ACE and Axis Flipkart offer airport lounge access?
Axis ACE: no complimentary lounge access. Axis Flipkart: 4 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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