Axis ACE vs Axis Magnus
Side-by-side credit card comparison to help you choose the best one.
Axis Magnus
Why this card wins: Travel & Milestone Rewards — 12 EDGE Reward points per ₹200
| Feature | ||
|---|---|---|
| Bank | Axis Bank | Axis Bank |
| Card Type | Cashback | Super Premium |
| Annual Fee | Lifetime Free | ₹12,500 + GST |
| Joining Fee | Nil | ₹12,500 + GST |
| Rewards | 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato | 12 EDGE Reward points per ₹200 |
| Best For | Bill Payments | Travel & Milestone Rewards |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹5,00,000 - ₹25,00,000 |
| Welcome Benefit | None | 25,000 EDGE Reward points |
| Min Income | ₹15,000/month | ₹1,50,000/month |
| Lounge Access | None | Unlimited domestic + 8 international (Priority Pass) |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on all fuel txns |
| Foreign Txn Fee | 3.5% + GST | 2.0% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.6 | 4.9 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis ACE
Bill Payments
Visa • Cashback
- No annual fee ever
- 5% cashback on utility bills via Google Pay
- 2% cashback on Swiggy, Zomato
- 1% cashback on all other spends
Axis Magnus
Travel & Milestone Rewards
Visa Infinite • Super Premium
- Unlimited domestic lounge visits & priority pass
- Annual fee waiver on ₹25L annual spend
- VIP meet & greet services at airports
- Luxury hotel and dining benefits
Verdict
Based on rating and overall value, Axis Magnus ranks highest among your selected cards. It excels at Travel & Milestone Rewards and offers 12 EDGE Reward points per ₹200.
Frequently asked questions
Which is better: Axis ACE or Axis Magnus?
Axis Magnus has the higher CardKhoj rating (4.9/5) and is best for travel & milestone rewards. Axis ACE is the better fit if your priority is bill payments. The right choice depends on where you spend most.
Which has the lower annual fee: Axis ACE and Axis Magnus?
Axis ACE is cheaper to hold at Lifetime Free, compared with ₹12,500 + GST for Axis Magnus.
Do Axis ACE and Axis Magnus offer airport lounge access?
Axis ACE: no complimentary lounge access. Axis Magnus: unlimited domestic + 8 international (priority pass).
Which card is better for international spending?
Axis Magnus has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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