Axis Magnus vs ICICI Amazon Pay
Side-by-side credit card comparison to help you choose the best one.
Axis Magnus
Why this card wins: Travel & Milestone Rewards — 12 EDGE Reward points per ₹200
| Feature | ||
|---|---|---|
| Bank | Axis Bank | ICICI Bank |
| Card Type | Super Premium | Cashback |
| Annual Fee | ₹12,500 + GST | Lifetime Free |
| Joining Fee | ₹12,500 + GST | Nil |
| Rewards | 12 EDGE Reward points per ₹200 | 5% cashback for Amazon Prime members |
| Best For | Travel & Milestone Rewards | Everyday Amazon Spends |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹5,00,000 - ₹25,00,000 | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | 25,000 EDGE Reward points | ₹500 Amazon Pay cashback |
| Min Income | ₹1,50,000/month | ₹15,000/month |
| Lounge Access | Unlimited domestic + 8 international (Priority Pass) | None |
| Fuel Surcharge Waiver | 1% waiver on all fuel txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.0% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.9 | 4.9 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Magnus
Travel & Milestone Rewards
Visa Infinite • Super Premium
- Unlimited domestic lounge visits & priority pass
- Annual fee waiver on ₹25L annual spend
- VIP meet & greet services at airports
- Luxury hotel and dining benefits
ICICI Amazon Pay
Everyday Amazon Spends
Visa • Cashback
- No joining or annual fee ever
- 3% cashback for non-prime members
- 2% cashback on flights, recharges, bills
- 1% cashback on all other payments
Verdict
Based on rating and overall value, Axis Magnus ranks highest among your selected cards. It excels at Travel & Milestone Rewards and offers 12 EDGE Reward points per ₹200.
Frequently asked questions
Which is better: Axis Magnus or ICICI Amazon Pay?
Axis Magnus has the higher CardKhoj rating (4.9/5) and is best for travel & milestone rewards. ICICI Amazon Pay is the better fit if your priority is everyday amazon spends. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Magnus and ICICI Amazon Pay?
ICICI Amazon Pay is cheaper to hold at Lifetime Free, compared with ₹12,500 + GST for Axis Magnus.
Do Axis Magnus and ICICI Amazon Pay offer airport lounge access?
Axis Magnus: unlimited domestic + 8 international (priority pass). ICICI Amazon Pay: no complimentary lounge access.
Which card is better for international spending?
Axis Magnus has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
Related Articles
Top 10 High-Reward Credit Cards for Online Shopping in India (2026)
Maximize your savings with the best e-commerce credit cards. We compare Amazon Pay ICICI, HDFC Millennia, and more.
HDFC vs ICICI Credit Cards: Which Bank Offers More Value?
An in-depth battle of the banking giants. We compare reward points, lounge access, and fee structures of India's top issuers.
How to Get a Credit Card Without Income Proof or Salary Slip
Get a credit card even without salary proof. Explore FD-backed secured cards, prepaid cards, and add-on card options.
Best First Credit Card for Beginners with No Credit History
Starting your credit journey? Compare the best entry-level cards from HDFC, ICICI, SBI, and Axis for first-time users.