Canara RuPay Select vs RBL ShopRite
Side-by-side credit card comparison to help you choose the best one.
RBL ShopRite
Why this card wins: Grocery & Supermarket — 5% cashback on grocery & supermarket
| Feature | ||
|---|---|---|
| Bank | Canara Bank | RBL Bank |
| Card Type | Entry Level | Cashback |
| Annual Fee | ₹500 + GST | ₹500 + GST |
| Joining Fee | ₹500 + GST | Nil |
| Rewards | 1 reward point per ₹100 spent | 5% cashback on grocery & supermarket |
| Best For | Budget Users | Grocery & Supermarket |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | None | None |
| Min Income | ₹12,000/month | ₹15,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹4,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 3.8 | 4 |
| Contactless | ||
| EMI Conversion |
Key Features
Canara RuPay Select
Budget Users
RuPay • Entry Level
- RuPay UPI linkage supported
- Fuel surcharge waiver up to ₹100/month
- Personal accident insurance ₹5 Lakh
- Easy EMI conversion available
RBL ShopRite
Grocery & Supermarket
Mastercard • Cashback
- 5% cashback on grocery spends (cap ₹200/month)
- 1% cashback on all other spends
- Fuel surcharge waiver
- Easy EMI conversion on large purchases
Verdict
Based on rating and overall value, RBL ShopRite ranks highest among your selected cards. It excels at Grocery & Supermarket and offers 5% cashback on grocery & supermarket.
Frequently asked questions
Which is better: Canara RuPay Select or RBL ShopRite?
RBL ShopRite has the higher CardKhoj rating (4/5) and is best for grocery & supermarket. Canara RuPay Select is the better fit if your priority is budget users. The right choice depends on where you spend most.
Which has the lower annual fee: Canara RuPay Select and RBL ShopRite?
They have the same annual fee: ₹500 + GST.
Do Canara RuPay Select and RBL ShopRite offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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