HDFC Millennia vs ICICI Coral

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaICICI Coral
    BankHDFC BankICICI Bank
    Annual Fee₹1,000 + GST₹500 + GST
    Joining Fee₹1,000 + GST₹500 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy2 points per ₹100 on all spends
    Best ForOnline ShoppingFirst Time Users
    Card TypeCashbackEntry Level
    Rating
    4.6
    4.1

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    ICICI Coral

    First Time Users

    • 15% savings on dining bills
    • 1 complimentary domestic lounge visit per quarter
    • Complimentary railway lounge access
    • Milestone reward points system

    Our Recommendation

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.