HDFC Millennia vs SBI ELITE

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC MillenniaSBI ELITE
    BankHDFC BankSBI
    Annual Fee₹1,000 + GST₹4,999 + GST
    Joining Fee₹1,000 + GST₹4,999 + GST
    Rewards5% Cashback on Amazon, Flipkart, Swiggy2X reward points on dining, movies & grocery
    Best ForOnline ShoppingPremium Lifestyle
    Card TypeCashbackSuper Premium
    Rating
    4.6
    4.6

    HDFC Millennia

    Online Shopping

    • 1% cashback on all offline spends
    • 8 complimentary domestic lounge visits per year
    • Welcome benefit of 1000 Cash Points
    • Quarterly milestone rewards of ₹1000

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    Our Recommendation

    Based on rating and overall value, HDFC Millennia currently ranks highest among your selected cards.