ICICI Amazon Pay vs ICICI Coral
Side-by-side credit card comparison to help you choose the best one.
ICICI Amazon Pay
Why this card wins: Everyday Amazon Spends — 5% cashback for Amazon Prime members
| Feature | ||
|---|---|---|
| Bank | ICICI Bank | ICICI Bank |
| Card Type | Cashback | Entry Level |
| Annual Fee | Lifetime Free | ₹500 + GST |
| Joining Fee | Nil | ₹500 + GST |
| Rewards | 5% cashback for Amazon Prime members | 2 points per ₹100 on all spends |
| Best For | Everyday Amazon Spends | First Time Users |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.40% per month (40.80% p.a.) |
| Credit Limit | ₹25,000 - ₹3,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | ₹500 Amazon Pay cashback | None |
| Min Income | ₹15,000/month | ₹20,000/month |
| Lounge Access | None | 4 domestic per year (1/quarter) |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.9 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
ICICI Amazon Pay
Everyday Amazon Spends
Visa • Cashback
- No joining or annual fee ever
- 3% cashback for non-prime members
- 2% cashback on flights, recharges, bills
- 1% cashback on all other payments
ICICI Coral
First Time Users
Visa • Entry Level
- 15% savings on dining bills
- 1 complimentary domestic lounge visit per quarter
- Complimentary railway lounge access
- Milestone reward points system
Verdict
Based on rating and overall value, ICICI Amazon Pay ranks highest among your selected cards. It excels at Everyday Amazon Spends and offers 5% cashback for Amazon Prime members.
Frequently asked questions
Which is better: ICICI Amazon Pay or ICICI Coral?
ICICI Amazon Pay has the higher CardKhoj rating (4.9/5) and is best for everyday amazon spends. ICICI Coral is the better fit if your priority is first time users. The right choice depends on where you spend most.
Which has the lower annual fee: ICICI Amazon Pay and ICICI Coral?
ICICI Amazon Pay is cheaper to hold at Lifetime Free, compared with ₹500 + GST for ICICI Coral.
Do ICICI Amazon Pay and ICICI Coral offer airport lounge access?
ICICI Amazon Pay: no complimentary lounge access. ICICI Coral: 4 domestic per year (1/quarter).
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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