ICICI Coral vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
ICICI Coral
Why this card wins: First Time Users — 2 points per ₹100 on all spends
| Feature | ||
|---|---|---|
| Bank | ICICI Bank | YES Bank |
| Card Type | Entry Level | Lifestyle |
| Annual Fee | ₹500 + GST | ₹499 + GST |
| Joining Fee | ₹500 + GST | ₹499 + GST |
| Rewards | 2 points per ₹100 on all spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | First Time Users | Movies & Entertainment |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | None | ₹500 BookMyShow voucher |
| Min Income | ₹20,000/month | ₹20,000/month |
| Lounge Access | 4 domestic per year (1/quarter) | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.1 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
ICICI Coral
First Time Users
Visa • Entry Level
- 15% savings on dining bills
- 1 complimentary domestic lounge visit per quarter
- Complimentary railway lounge access
- Milestone reward points system
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, ICICI Coral ranks highest among your selected cards. It excels at First Time Users and offers 2 points per ₹100 on all spends.
Frequently asked questions
Which is better: ICICI Coral or YES Marquee?
ICICI Coral has the higher CardKhoj rating (4.1/5) and is best for first time users. YES Marquee is the better fit if your priority is movies & entertainment. The right choice depends on where you spend most.
Which has the lower annual fee: ICICI Coral and YES Marquee?
YES Marquee is cheaper to hold at ₹499 + GST, compared with ₹500 + GST for ICICI Coral.
Do ICICI Coral and YES Marquee offer airport lounge access?
ICICI Coral: 4 domestic per year (1/quarter). YES Marquee: 4 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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