IDFC First WOW vs RBL ShopRite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureIDFC First WOWRBL ShopRite
    BankIDFC First BankRBL Bank
    Annual FeeLifetime Free₹500 + GST
    Joining FeeNilNil
    Rewards10X reward points on every spend category5% cashback on grocery & supermarket
    Best ForAll-Round RewardsGrocery & Supermarket
    Card TypeRewardsCashback
    Rating
    4.5
    4

    IDFC First WOW

    All-Round Rewards

    • No annual or joining fee ever
    • 10X reward points on all categories
    • 6 domestic + 2 international lounge visits
    • Never expiring reward points

    RBL ShopRite

    Grocery & Supermarket

    • 5% cashback on grocery spends (cap ₹200/month)
    • 1% cashback on all other spends
    • Fuel surcharge waiver
    • Easy EMI conversion on large purchases

    Our Recommendation

    Based on rating and overall value, IDFC First WOW currently ranks highest among your selected cards.