PNB Rupay Platinum vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
YES Marquee
Why this card wins: Movies & Entertainment — Buy 1 Get 1 on movies (BookMyShow)
| Feature | ||
|---|---|---|
| Bank | Punjab National Bank | YES Bank |
| Card Type | Entry Level | Lifestyle |
| Annual Fee | ₹299 + GST | ₹499 + GST |
| Joining Fee | ₹99 + GST | ₹499 + GST |
| Rewards | 2 reward points per ₹100 on all spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Budget Users | Movies & Entertainment |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹1,50,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | None | ₹500 BookMyShow voucher |
| Min Income | ₹12,000/month | ₹20,000/month |
| Lounge Access | None | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹4,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 3.9 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
PNB Rupay Platinum
Budget Users
RuPay • Entry Level
- RuPay network — works with UPI
- Low annual fee
- Fuel surcharge waiver
- Insurance cover up to ₹2 Lakh
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, YES Marquee ranks highest among your selected cards. It excels at Movies & Entertainment and offers Buy 1 Get 1 on movies (BookMyShow).
Frequently asked questions
Which is better: PNB Rupay Platinum or YES Marquee?
YES Marquee has the higher CardKhoj rating (4.1/5) and is best for movies & entertainment. PNB Rupay Platinum is the better fit if your priority is budget users. The right choice depends on where you spend most.
Which has the lower annual fee: PNB Rupay Platinum and YES Marquee?
PNB Rupay Platinum is cheaper to hold at ₹299 + GST, compared with ₹499 + GST for YES Marquee.
Do PNB Rupay Platinum and YES Marquee offer airport lounge access?
PNB Rupay Platinum: no complimentary lounge access. YES Marquee: 4 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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