SBI CashBack Card vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
SBI CashBack Card
Why this card wins: Pure Cashback — 5% Cashback on ALL online spends
| Feature | ||
|---|---|---|
| Bank | SBI | YES Bank |
| Card Type | Premium Cashback | Lifestyle |
| Annual Fee | ₹999 + GST | ₹499 + GST |
| Joining Fee | ₹999 + GST | ₹499 + GST |
| Rewards | 5% Cashback on ALL online spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Pure Cashback | Movies & Entertainment |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | None | ₹500 BookMyShow voucher |
| Min Income | ₹30,000/month | ₹20,000/month |
| Lounge Access | None | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver (cap ₹100/month) | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹499 + GST | Free |
| Rating | 4.5 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
SBI CashBack Card
Pure Cashback
Visa • Premium Cashback
- 1% cashback on offline spends
- Direct cashback credit to statement
- No merchant restrictions for 5% cashback
- Fuel surcharge waiver up to ₹100/month
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, SBI CashBack Card ranks highest among your selected cards. It excels at Pure Cashback and offers 5% Cashback on ALL online spends.
Frequently asked questions
Which is better: SBI CashBack Card or YES Marquee?
SBI CashBack Card has the higher CardKhoj rating (4.5/5) and is best for pure cashback. YES Marquee is the better fit if your priority is movies & entertainment. The right choice depends on where you spend most.
Which has the lower annual fee: SBI CashBack Card and YES Marquee?
YES Marquee is cheaper to hold at ₹499 + GST, compared with ₹999 + GST for SBI CashBack Card.
Do SBI CashBack Card and YES Marquee offer airport lounge access?
SBI CashBack Card: no complimentary lounge access. YES Marquee: 4 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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