SBI SimplyCLICK vs SBI SimplySAVE
Side-by-side credit card comparison to help you choose the best one.
SBI SimplyCLICK
Why this card wins: Direct Online Shopping — 10X Reward Points on online partners
| Feature | ||
|---|---|---|
| Bank | SBI | SBI |
| Card Type | Cashback | Rewards |
| Annual Fee | ₹499 + GST | ₹499 + GST |
| Joining Fee | ₹499 + GST | ₹499 + GST |
| Rewards | 10X Reward Points on online partners | 10X rewards on dining, grocery, movies & dept stores |
| Best For | Direct Online Shopping | Everyday Spending |
| Interest Rate | 3.35% per month (40.20% p.a.) | 3.35% per month (40.20% p.a.) |
| Credit Limit | ₹25,000 - ₹3,00,000 | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | ₹500 Amazon gift card | 500 bonus reward points |
| Min Income | ₹20,000/month | ₹20,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹500-₹3,000 txns | 1% waiver on ₹500-₹3,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | ₹249 + GST | ₹249 + GST |
| Rating | 4.3 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
SBI SimplyCLICK
Direct Online Shopping
Visa • Cashback
- Amazon gift card worth ₹500 on joining
- 5X Reward Points on other online spends
- Fee waiver on ₹1,00,000 annual spend
- Contactless technology enabled
SBI SimplySAVE
Everyday Spending
Visa • Rewards
- ₹500 annual fee waiver on ₹1L spend
- Fuel surcharge waiver
- 5X rewards on all other spends
- Contactless payments enabled
Verdict
Based on rating and overall value, SBI SimplyCLICK ranks highest among your selected cards. It excels at Direct Online Shopping and offers 10X Reward Points on online partners.
Frequently asked questions
Which is better: SBI SimplyCLICK or SBI SimplySAVE?
SBI SimplyCLICK has the higher CardKhoj rating (4.3/5) and is best for direct online shopping. SBI SimplySAVE is the better fit if your priority is everyday spending. The right choice depends on where you spend most.
Which has the lower annual fee: SBI SimplyCLICK and SBI SimplySAVE?
They have the same annual fee: ₹499 + GST.
Do SBI SimplyCLICK and SBI SimplySAVE offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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