SC Ultimate vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
SC Ultimate
Why this card wins: Luxury Travel — 3.33% rewards value on all spends
| Feature | ||
|---|---|---|
| Bank | Standard Chartered | YES Bank |
| Card Type | Super Premium | Lifestyle |
| Annual Fee | ₹5,000 + GST | ₹499 + GST |
| Joining Fee | ₹5,000 + GST | ₹499 + GST |
| Rewards | 3.33% rewards value on all spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Luxury Travel | Movies & Entertainment |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹5,00,000 - ₹20,00,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | 10,000 reward points on first ₹20,000 spend | ₹500 BookMyShow voucher |
| Min Income | ₹1,00,000/month | ₹20,000/month |
| Lounge Access | Unlimited domestic + international (Priority Pass) | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on all fuel txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.0% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.7 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
SC Ultimate
Luxury Travel
Visa Infinite • Super Premium
- Unlimited domestic & international lounge access
- Travel insurance up to ₹5 Crore
- Golf privileges worldwide
- Concierge services 24/7
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, SC Ultimate ranks highest among your selected cards. It excels at Luxury Travel and offers 3.33% rewards value on all spends.
Frequently asked questions
Which is better: SC Ultimate or YES Marquee?
SC Ultimate has the higher CardKhoj rating (4.7/5) and is best for luxury travel. YES Marquee is the better fit if your priority is movies & entertainment. The right choice depends on where you spend most.
Which has the lower annual fee: SC Ultimate and YES Marquee?
YES Marquee is cheaper to hold at ₹499 + GST, compared with ₹5,000 + GST for SC Ultimate.
Do SC Ultimate and YES Marquee offer airport lounge access?
SC Ultimate: unlimited domestic + international (priority pass). YES Marquee: 4 domestic per year.
Which card is better for international spending?
SC Ultimate has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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