Axis Magnus vs HDFC Tata Neu Plus
Side-by-side credit card comparison to help you choose the best one.
Axis Magnus
Why this card wins: Travel & Milestone Rewards — 12 EDGE Reward points per ₹200
| Feature | ||
|---|---|---|
| Bank | Axis Bank | HDFC Bank |
| Card Type | Super Premium | Cashback |
| Annual Fee | ₹12,500 + GST | ₹499 + GST |
| Joining Fee | ₹12,500 + GST | ₹499 + GST |
| Rewards | 12 EDGE Reward points per ₹200 | 5% NeuCoins on Tata brands, 1.5% on others |
| Best For | Travel & Milestone Rewards | Tata Ecosystem |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹5,00,000 - ₹25,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | 25,000 EDGE Reward points | 500 NeuCoins on first txn |
| Min Income | ₹1,50,000/month | ₹15,000/month |
| Lounge Access | Unlimited domestic + 8 international (Priority Pass) | None |
| Fuel Surcharge Waiver | 1% waiver on all fuel txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.0% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.9 | 4.5 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Magnus
Travel & Milestone Rewards
Visa Infinite • Super Premium
- Unlimited domestic lounge visits & priority pass
- Annual fee waiver on ₹25L annual spend
- VIP meet & greet services at airports
- Luxury hotel and dining benefits
HDFC Tata Neu Plus
Tata Ecosystem
RuPay • Cashback
- 5% NeuCoins on Tata Neu, BigBasket, 1mg
- 1.5% NeuCoins on all other spends
- Fee waiver on ₹50,000 annual spend
- Complimentary Zomato Gold for 3 months
Verdict
Based on rating and overall value, Axis Magnus ranks highest among your selected cards. It excels at Travel & Milestone Rewards and offers 12 EDGE Reward points per ₹200.
Frequently asked questions
Which is better: Axis Magnus or HDFC Tata Neu Plus?
Axis Magnus has the higher CardKhoj rating (4.9/5) and is best for travel & milestone rewards. HDFC Tata Neu Plus is the better fit if your priority is tata ecosystem. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Magnus and HDFC Tata Neu Plus?
HDFC Tata Neu Plus is cheaper to hold at ₹499 + GST, compared with ₹12,500 + GST for Axis Magnus.
Do Axis Magnus and HDFC Tata Neu Plus offer airport lounge access?
Axis Magnus: unlimited domestic + 8 international (priority pass). HDFC Tata Neu Plus: no complimentary lounge access.
Which card is better for international spending?
Axis Magnus has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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