HDFC Diners Club Black vs ICICI Sapphiro

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Diners Club BlackICICI Sapphiro
    BankHDFC BankICICI Bank
    Annual Fee₹10,000 + GST₹3,500 + GST
    Joining Fee₹10,000 + GST₹3,500 + GST
    Rewards5X reward points on every ₹150 spent2-4 PAYBACK points per ₹100
    Best ForTravel & DiningTravel & Lifestyle
    Card TypeSuper PremiumPremium
    Rating
    4.9
    4.4

    HDFC Diners Club Black

    Travel & Dining

    • Unlimited domestic & international lounge access
    • 10X rewards on SmartBuy portal
    • Complimentary annual memberships worth ₹10,000+
    • Golf privileges at 200+ courses worldwide

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    Our Recommendation

    Based on rating and overall value, HDFC Diners Club Black currently ranks highest among your selected cards.