HDFC Infinia Metal vs OneCard Metal

    Side-by-side credit card comparison to help you choose the best one.

    FeatureHDFC Infinia MetalOneCard Metal
    BankHDFC BankOneCard (FPL)
    Annual Fee₹12,500 + GSTLifetime Free
    Joining Fee₹12,500 + GSTNil
    Rewards5 reward points for every ₹150 spent5X reward points on top 2 spend categories
    Best ForUltra High SpendersTech-Savvy Users
    Card TypeSuper PremiumPremium
    Rating
    5
    4.6

    HDFC Infinia Metal

    Ultra High Spenders

    • Unlimited Airport lounge access globally
    • Global Concierge & Golf privileges
    • Club Marriott membership for 1 year
    • Dedicated Relationship Manager

    OneCard Metal

    Tech-Savvy Users

    • Metal card — no annual fee ever
    • Auto-detects your top spend categories for 5X
    • Real-time spend analytics in app
    • Instant EMI conversion on any purchase

    Our Recommendation

    Based on rating and overall value, HDFC Infinia Metal currently ranks highest among your selected cards.