HSBC Cashback Card vs YES Marquee
Side-by-side credit card comparison to help you choose the best one.
HSBC Cashback Card
Why this card wins: Pure Cashback — 1.5% unlimited cashback on all spends
| Feature | ||
|---|---|---|
| Bank | HSBC India | YES Bank |
| Card Type | Cashback | Lifestyle |
| Annual Fee | ₹750 + GST | ₹499 + GST |
| Joining Fee | ₹750 + GST | ₹499 + GST |
| Rewards | 1.5% unlimited cashback on all spends | Buy 1 Get 1 on movies (BookMyShow) |
| Best For | Pure Cashback | Movies & Entertainment |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹50,000 - ₹3,00,000 |
| Welcome Benefit | ₹750 cashback on first ₹7,500 spend | ₹500 BookMyShow voucher |
| Min Income | ₹25,000/month | ₹20,000/month |
| Lounge Access | 2 domestic per year | 4 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.4 | 4.1 |
| Contactless | ||
| EMI Conversion |
Key Features
HSBC Cashback Card
Pure Cashback
Visa • Cashback
- No merchant category restrictions
- Cashback auto-credited to statement
- Global acceptance — accepted in 200+ countries
- Fee waiver on ₹1L annual spend
YES Marquee
Movies & Entertainment
Mastercard • Lifestyle
- BOGO movie tickets on BookMyShow
- 4 complimentary domestic lounge visits
- 10X rewards on dining partner brands
- Fee waiver on ₹2L annual spend
Verdict
Based on rating and overall value, HSBC Cashback Card ranks highest among your selected cards. It excels at Pure Cashback and offers 1.5% unlimited cashback on all spends.
Frequently asked questions
Which is better: HSBC Cashback Card or YES Marquee?
HSBC Cashback Card has the higher CardKhoj rating (4.4/5) and is best for pure cashback. YES Marquee is the better fit if your priority is movies & entertainment. The right choice depends on where you spend most.
Which has the lower annual fee: HSBC Cashback Card and YES Marquee?
YES Marquee is cheaper to hold at ₹499 + GST, compared with ₹750 + GST for HSBC Cashback Card.
Do HSBC Cashback Card and YES Marquee offer airport lounge access?
HSBC Cashback Card: 2 domestic per year. YES Marquee: 4 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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