Axis Flipkart vs HSBC Cashback Card
Side-by-side credit card comparison to help you choose the best one.
Axis Flipkart
Why this card wins: Flipkart Loyalists — 5% unlimited cashback on Flipkart
| Feature | ||
|---|---|---|
| Bank | Axis Bank | HSBC India |
| Card Type | Cashback | Cashback |
| Annual Fee | ₹500 + GST | ₹750 + GST |
| Joining Fee | Nil | ₹750 + GST |
| Rewards | 5% unlimited cashback on Flipkart | 1.5% unlimited cashback on all spends |
| Best For | Flipkart Loyalists | Pure Cashback |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹50,000 - ₹5,00,000 |
| Welcome Benefit | None | ₹750 cashback on first ₹7,500 spend |
| Min Income | ₹15,000/month | ₹25,000/month |
| Lounge Access | 4 domestic per year | 2 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.7 | 4.4 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Flipkart
Flipkart Loyalists
Mastercard • Cashback
- 4% cashback on preferred partners (Swiggy, PVR)
- 1.5% unlimited cashback on basic spends
- 4 complimentary lounge visits per year
- Instant discount offers on big billion days
HSBC Cashback Card
Pure Cashback
Visa • Cashback
- No merchant category restrictions
- Cashback auto-credited to statement
- Global acceptance — accepted in 200+ countries
- Fee waiver on ₹1L annual spend
Verdict
Based on rating and overall value, Axis Flipkart ranks highest among your selected cards. It excels at Flipkart Loyalists and offers 5% unlimited cashback on Flipkart.
Frequently asked questions
Which is better: Axis Flipkart or HSBC Cashback Card?
Axis Flipkart has the higher CardKhoj rating (4.7/5) and is best for flipkart loyalists. HSBC Cashback Card is the better fit if your priority is pure cashback. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Flipkart and HSBC Cashback Card?
Axis Flipkart is cheaper to hold at ₹500 + GST, compared with ₹750 + GST for HSBC Cashback Card.
Do Axis Flipkart and HSBC Cashback Card offer airport lounge access?
Axis Flipkart: 4 domestic per year. HSBC Cashback Card: 2 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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