ICICI Amazon Pay vs Kotak Royale Signature

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI Amazon PayKotak Royale Signature
    BankICICI BankKotak Mahindra
    Annual FeeLifetime Free₹999 + GST
    Joining FeeNil₹999 + GST
    Rewards5% cashback for Amazon Prime members4 reward points per ₹150 on all spends
    Best ForEveryday Amazon SpendsTravel & Entertainment
    Card TypeCashbackPremium
    Rating
    4.9
    4.3

    ICICI Amazon Pay

    Everyday Amazon Spends

    • No joining or annual fee ever
    • 3% cashback for non-prime members
    • 2% cashback on flights, recharges, bills
    • 1% cashback on all other payments

    Kotak Royale Signature

    Travel & Entertainment

    • 8 complimentary domestic lounge visits per year
    • 2 complimentary international lounge visits
    • 1% fuel surcharge waiver
    • Milestone benefits on annual spending

    Our Recommendation

    Based on rating and overall value, ICICI Amazon Pay currently ranks highest among your selected cards.