ICICI Platinum Chip vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
IndusInd Tiger
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | ||
|---|---|---|
| Bank | ICICI Bank | IndusInd Bank |
| Card Type | Entry Level | Cashback |
| Annual Fee | ₹199 + GST | Lifetime Free |
| Joining Fee | ₹199 + GST | Nil |
| Rewards | 2 PAYBACK points per ₹100 on all spends | 1.5% cashback on all spends |
| Best For | Budget Users | Everyday Cashback |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹15,000 - ₹1,50,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | None | None |
| Min Income | ₹12,000/month | ₹15,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 3.9 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
ICICI Platinum Chip
Budget Users
Visa • Entry Level
- Lowest annual fee ICICI card
- Fuel surcharge waiver
- Contactless payments enabled
- Easy upgrade path to Coral/Sapphiro
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.
Frequently asked questions
Which is better: ICICI Platinum Chip or IndusInd Tiger?
IndusInd Tiger has the higher CardKhoj rating (4.2/5) and is best for everyday cashback. ICICI Platinum Chip is the better fit if your priority is budget users. The right choice depends on where you spend most.
Which has the lower annual fee: ICICI Platinum Chip and IndusInd Tiger?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹199 + GST for ICICI Platinum Chip.
Do ICICI Platinum Chip and IndusInd Tiger offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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