IndusInd Tiger Review 2026
Last reviewed:
Quick verdict
A lifetime-free card that gives a flat 1.5% cashback on everything — no categories to track and no caps to worry about. Perfect as a secondary card for spends that don't fit your primary card's cashback categories. The simplicity of a single flat rate is its biggest selling point.
Pros
- Lifetime free — no joining or annual fee
- Accessible eligibility — minimum income around ₹15,000/month
Cons
- 3.5% + GST forex markup makes it expensive abroad
- No complimentary airport lounge access
- Interest of 3.50% per month (42.00% p.a.) if you carry a balance
Key benefits
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Fees & charges at a glance
| Joining Fee | Nil |
|---|---|
| Annual Fee | Lifetime Free |
| Rewards | 1.5% cashback on all spends |
| Welcome Benefit | None |
| Lounge Access | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST |
| Interest Rate | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 |
| Add-On Card Fee | Free |
| Min Income | ₹15,000/month |
| Network | Visa |
| Contactless | Yes |
| EMI Conversion | Yes |
Who should get this card?
The IndusInd Tiger is best suited for everyday cashback. It is a cashback card on the Visa network, and IndusInd Bank generally looks for a minimum income of ₹15,000/month. If your spending matches its reward categories (1.5% cashback on all spends), the card can pay for its annual fee of Lifetime Free. If not, a lifetime-free card may give you better net value.
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IndusInd Tiger: frequently asked questions
What is the annual fee of the IndusInd Tiger?
The IndusInd Tiger has a joining fee of Nil and an annual fee of Lifetime Free. Since it is lifetime free, you never pay a renewal fee.
What rewards does the IndusInd Tiger give?
1.5% cashback on all spends. No annual fee ever. 1.5% unlimited cashback on all transactions.
Does the IndusInd Tiger offer airport lounge access?
No. The IndusInd Tiger does not include complimentary airport lounge access. If lounge access matters to you, look at travel cards in our best travel credit cards list.
What is the eligibility and minimum income for the IndusInd Tiger?
IndusInd Bank typically requires a minimum income of ₹15,000/month for the IndusInd Tiger, along with a good credit score (750+ improves approval chances), age of 21 or above, and valid KYC documents (PAN and Aadhaar).
What is the interest rate on the IndusInd Tiger?
The IndusInd Tiger charges 3.50% per month (42.00% p.a.) on unpaid balances. Interest is avoided completely if you pay the full statement amount by the due date every month.
What is the forex markup on the IndusInd Tiger?
The foreign currency markup on the IndusInd Tiger is 3.5% + GST. Cards with a 2% or lower markup are better for frequent international travel and foreign-currency online shopping.
Can I link the IndusInd Tiger to UPI?
No. The IndusInd Tiger runs on the Visa network. Only RuPay credit cards can be linked to UPI in India at present.
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