Axis ACE vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
Axis ACE
Why this card wins: Bill Payments — 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato
| Feature | ||
|---|---|---|
| Bank | Axis Bank | IndusInd Bank |
| Card Type | Cashback | Cashback |
| Annual Fee | Lifetime Free | Lifetime Free |
| Joining Fee | Nil | Nil |
| Rewards | 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato | 1.5% cashback on all spends |
| Best For | Bill Payments | Everyday Cashback |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | None | None |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.6 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis ACE
Bill Payments
Visa • Cashback
- No annual fee ever
- 5% cashback on utility bills via Google Pay
- 2% cashback on Swiggy, Zomato
- 1% cashback on all other spends
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, Axis ACE ranks highest among your selected cards. It excels at Bill Payments and offers 5% cashback on bills via Google Pay, 2% on Swiggy & Zomato.
Frequently asked questions
Which is better: Axis ACE or IndusInd Tiger?
Axis ACE has the higher CardKhoj rating (4.6/5) and is best for bill payments. IndusInd Tiger is the better fit if your priority is everyday cashback. The right choice depends on where you spend most.
Which has the lower annual fee: Axis ACE and IndusInd Tiger?
They have the same annual fee: Lifetime Free.
Do Axis ACE and IndusInd Tiger offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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