BoB Select vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
IndusInd Tiger
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | ||
|---|---|---|
| Bank | Bank of Baroda | IndusInd Bank |
| Card Type | Entry Level | Cashback |
| Annual Fee | ₹499 + GST | Lifetime Free |
| Joining Fee | ₹499 + GST | Nil |
| Rewards | 2 reward points per ₹100 spent | 1.5% cashback on all spends |
| Best For | Everyday Spending | Everyday Cashback |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | 500 reward points on first spend | None |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | 2 domestic per year | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
BoB Select
Everyday Spending
Visa • Entry Level
- Annual fee waiver on ₹75,000 spend
- 2% cashback on utility bill payments
- Fuel surcharge waiver
- Easy EMI conversion facility
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.
Frequently asked questions
Which is better: BoB Select or IndusInd Tiger?
IndusInd Tiger has the higher CardKhoj rating (4.2/5) and is best for everyday cashback. BoB Select is the better fit if your priority is everyday spending. The right choice depends on where you spend most.
Which has the lower annual fee: BoB Select and IndusInd Tiger?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹499 + GST for BoB Select.
Do BoB Select and IndusInd Tiger offer airport lounge access?
BoB Select: 2 domestic per year. IndusInd Tiger: no complimentary lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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