Axis Flipkart vs BoB Select
Side-by-side credit card comparison to help you choose the best one.
Axis Flipkart
Why this card wins: Flipkart Loyalists — 5% unlimited cashback on Flipkart
| Feature | ||
|---|---|---|
| Bank | Axis Bank | Bank of Baroda |
| Card Type | Cashback | Entry Level |
| Annual Fee | ₹500 + GST | ₹499 + GST |
| Joining Fee | Nil | ₹499 + GST |
| Rewards | 5% unlimited cashback on Flipkart | 2 reward points per ₹100 spent |
| Best For | Flipkart Loyalists | Everyday Spending |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹50,000 - ₹5,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | None | 500 reward points on first spend |
| Min Income | ₹15,000/month | ₹15,000/month |
| Lounge Access | 4 domestic per year | 2 domestic per year |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.7 | 4 |
| Contactless | ||
| EMI Conversion |
Key Features
Axis Flipkart
Flipkart Loyalists
Mastercard • Cashback
- 4% cashback on preferred partners (Swiggy, PVR)
- 1.5% unlimited cashback on basic spends
- 4 complimentary lounge visits per year
- Instant discount offers on big billion days
BoB Select
Everyday Spending
Visa • Entry Level
- Annual fee waiver on ₹75,000 spend
- 2% cashback on utility bill payments
- Fuel surcharge waiver
- Easy EMI conversion facility
Verdict
Based on rating and overall value, Axis Flipkart ranks highest among your selected cards. It excels at Flipkart Loyalists and offers 5% unlimited cashback on Flipkart.
Frequently asked questions
Which is better: Axis Flipkart or BoB Select?
Axis Flipkart has the higher CardKhoj rating (4.7/5) and is best for flipkart loyalists. BoB Select is the better fit if your priority is everyday spending. The right choice depends on where you spend most.
Which has the lower annual fee: Axis Flipkart and BoB Select?
BoB Select is cheaper to hold at ₹499 + GST, compared with ₹500 + GST for Axis Flipkart.
Do Axis Flipkart and BoB Select offer airport lounge access?
Axis Flipkart: 4 domestic per year. BoB Select: 2 domestic per year.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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