ICICI Sapphiro vs SBI Elite

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroSBI Elite
    BankICICI BankSBI
    Annual Fee₹3,500₹4,999
    Joining Fee₹3,500₹4,999
    Rewards2 reward points per ₹1005X on dining & groceries
    Best ForTravelPremium Lifestyle
    Card TypePremiumPremium
    Rating
    4.4
    4.3

    ICICI Sapphiro

    Travel

    • Domestic & international lounge
    • Golf privileges
    • Buy 1 Get 1 movies
    • Fuel surcharge waiver

    SBI Elite

    Premium Lifestyle

    • Complimentary lounge access
    • Movie tickets
    • Trident privileges
    • Milestone benefits

    Our Recommendation

    Based on rating and overall value, ICICI Sapphiro currently ranks highest among your selected cards. Choose based on your actual spend pattern: travel, shopping, cashback, or premium benefits.