ICICI Sapphiro vs SBI ELITE

    Side-by-side credit card comparison to help you choose the best one.

    FeatureICICI SapphiroSBI ELITE
    BankICICI BankSBI
    Annual Fee₹3,500 + GST₹4,999 + GST
    Joining Fee₹3,500 + GST₹4,999 + GST
    Rewards2-4 PAYBACK points per ₹1002X reward points on dining, movies & grocery
    Best ForTravel & LifestylePremium Lifestyle
    Card TypePremiumSuper Premium
    Rating
    4.4
    4.6

    ICICI Sapphiro

    Travel & Lifestyle

    • Buy 1 Get 1 Free on movie tickets (BookMyShow)
    • Dreamfolks Membership for lounges
    • 4 domestic lounge visits per quarter
    • Welcome vouchers worth ₹9000+

    SBI ELITE

    Premium Lifestyle

    • Complimentary Trident Privilege membership
    • Unlimited domestic lounge visits
    • Buy 1 Get 1 on BookMyShow
    • Annual fee reversal on ₹10L spend

    Our Recommendation

    Based on rating and overall value, SBI ELITE currently ranks highest among your selected cards.