IndusInd Tiger vs PNB Rupay Platinum
Side-by-side credit card comparison to help you choose the best one.
IndusInd Tiger
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | ||
|---|---|---|
| Bank | IndusInd Bank | Punjab National Bank |
| Card Type | Cashback | Entry Level |
| Annual Fee | Lifetime Free | ₹299 + GST |
| Joining Fee | Nil | ₹99 + GST |
| Rewards | 1.5% cashback on all spends | 2 reward points per ₹100 on all spends |
| Best For | Everyday Cashback | Budget Users |
| Interest Rate | 3.50% per month (42.00% p.a.) | 3.49% per month (41.88% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹1,50,000 |
| Welcome Benefit | None | None |
| Min Income | ₹15,000/month | ₹12,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹4,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.2 | 3.9 |
| Contactless | ||
| EMI Conversion |
Key Features
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
PNB Rupay Platinum
Budget Users
RuPay • Entry Level
- RuPay network — works with UPI
- Low annual fee
- Fuel surcharge waiver
- Insurance cover up to ₹2 Lakh
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.
Frequently asked questions
Which is better: IndusInd Tiger or PNB Rupay Platinum?
IndusInd Tiger has the higher CardKhoj rating (4.2/5) and is best for everyday cashback. PNB Rupay Platinum is the better fit if your priority is budget users. The right choice depends on where you spend most.
Which has the lower annual fee: IndusInd Tiger and PNB Rupay Platinum?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹299 + GST for PNB Rupay Platinum.
Do IndusInd Tiger and PNB Rupay Platinum offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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