IndusInd Tiger vs SBI SimplySAVE
Side-by-side credit card comparison to help you choose the best one.
IndusInd Tiger
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | ||
|---|---|---|
| Bank | IndusInd Bank | SBI |
| Card Type | Cashback | Rewards |
| Annual Fee | Lifetime Free | ₹499 + GST |
| Joining Fee | Nil | ₹499 + GST |
| Rewards | 1.5% cashback on all spends | 10X rewards on dining, grocery, movies & dept stores |
| Best For | Everyday Cashback | Everyday Spending |
| Interest Rate | 3.50% per month (42.00% p.a.) | 3.35% per month (40.20% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹3,00,000 |
| Welcome Benefit | None | 500 bonus reward points |
| Min Income | ₹15,000/month | ₹20,000/month |
| Lounge Access | None | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹500-₹3,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | ₹249 + GST |
| Rating | 4.2 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
SBI SimplySAVE
Everyday Spending
Visa • Rewards
- ₹500 annual fee waiver on ₹1L spend
- Fuel surcharge waiver
- 5X rewards on all other spends
- Contactless payments enabled
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.
Frequently asked questions
Which is better: IndusInd Tiger or SBI SimplySAVE?
IndusInd Tiger has the higher CardKhoj rating (4.2/5) and is best for everyday cashback. SBI SimplySAVE is the better fit if your priority is everyday spending. The right choice depends on where you spend most.
Which has the lower annual fee: IndusInd Tiger and SBI SimplySAVE?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹499 + GST for SBI SimplySAVE.
Do IndusInd Tiger and SBI SimplySAVE offer airport lounge access?
No. None of these cards include complimentary airport lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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