IDFC First Bank क्रेडिट कार्ड, लोन और बचत खाते 2026

IDFC First Bank पर्सनल लोन

ब्याज दर

10.49% - 21.00%

लोन राशि

₹1,00,000 - ₹50,00,000

अवधि

12 - 60 months

प्रोसेसिंग शुल्क

Up to 2.00%

IDFC First leads the market with zero foreclosure charges from day one — a significant advantage if you plan to prepay your loan. The step-up EMI option lets you start with lower payments that increase over time, useful for those expecting salary growth. The wide rate range means your CIBIL score matters a lot here.

IDFC First Bank कार लोन

ब्याज दर

8.75% - 12.00%

लोन राशि

Up to 100% On-road

अवधि

12 - 84 months

प्रोसेसिंग शुल्क

₹2,500 to ₹5,000

IDFC First offers 100% on-road financing for select models with zero foreclosure charges from day one. The fully digital application process and doorstep document pickup make it completely hassle-free. Competitive rates starting at 8.75% position it well against the larger established banks.

IDFC First Bank — बचत खाता

ब्याज दर

4.00% - 7.00%

न्यूनतम बैलेंस

₹10,000 / ₹25,000

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