Punjab National Bank क्रेडिट कार्ड, लोन और बचत खाते 2026

Punjab National Bank पर्सनल लोन

ब्याज दर

10.85% - 14.50%

लोन राशि

Up to ₹10,00,000

अवधि

12 - 60 months

प्रोसेसिंग शुल्क

1.00% + GST

PNB's personal loan is straightforward with no prepayment penalty and wide branch availability across India. The ₹10 Lakh cap is lower than most private banks, but the rates are competitive for government sector employees. The dedicated pensioner loan scheme is a unique offering not found at most other banks.

PNB Housing Finance होम लोन

ब्याज दर

8.50% - 11.00%

लोन राशि

Up to ₹5 Crore

अवधि

Up to 30 years

प्रोसेसिंग शुल्क

Up to 0.50% + GST

PNB Housing stands out for self-employed borrowers with its bank statement program that does not require ITR filing. Loans for both under-construction and ready-to-move properties with a top-up facility up to ₹50 Lakh add flexibility. Quick processing for pre-approved builder projects significantly speeds up the disbursal timeline.

Punjab National Bank कार लोन

ब्याज दर

8.55% - 10.90%

लोन राशि

Up to 85% On-road

अवधि

12 - 84 months

प्रोसेसिंग शुल्क

₹1,000 to ₹3,000

PNB's car loan has the lowest processing fees in the market starting at just ₹1,000. Special rates for existing PNB customers and the option to finance two-wheelers as well make it a versatile lending product. Simple documentation and wide branch availability across India ensure easy access.

Punjab National Bank — PNB डिजिटल सेविंग्स

ब्याज दर

2.70% - 3.50%

न्यूनतम बैलेंस

₹5,000 (Metro) / ₹1,000 (Rural)

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