Kotak Mahindra Bank क्रेडिट कार्ड, लोन और बचत खाते 2026

Kotak Mahindra Bank पर्सनल लोन

ब्याज दर

10.99% - 16.00%

लोन राशि

₹50,000 - ₹50,00,000

अवधि

12 - 60 months

प्रोसेसिंग शुल्क

Up to 2.50%

Kotak's standout feature is zero pre-closure penalty after just 12 months, giving you real flexibility to pay off early. The ₹50 Lakh maximum loan amount is among the highest available in personal loans. Best for Kotak salary account holders who benefit from faster approval and potentially lower negotiated rates.

Kotak Mahindra Home Loan होम लोन

ब्याज दर

8.65% - 9.90%

लोन राशि

Up to ₹5 Crore

अवधि

Up to 25 years

प्रोसेसिंग शुल्क

0.50% + GST

Kotak's fully paperless digital application process makes it the most convenient option for tech-savvy borrowers today. Instant eligibility check online saves you from unnecessary branch visits and paperwork. No hidden charges and a transparent fee structure build trust, especially important for first-time home buyers.

Kotak Mahindra Bank कार लोन

ब्याज दर

8.75% - 11.00%

लोन राशि

Up to 90% On-road

अवधि

12 - 84 months

प्रोसेसिंग शुल्क

₹3,000 to ₹5,000

Kotak's competitive rates starting at 8.75% and a fully digital application process make it a convenient choice. The part-prepayment facility lets you reduce your principal anytime without closing the entire loan. Best for existing Kotak account holders who benefit from faster approvals and better rate negotiations.

Kotak 811 — डिजिटल ज़ीरो बैलेंस

ब्याज दर

3.50% - 4.00%

न्यूनतम बैलेंस

Zero Balance

सबसे अच्छा

ज़ीरो बैलेंस और डिजिटल