SBI क्रेडिट कार्ड, लोन और बचत खाते 2026

SBI (Xpress Credit) पर्सनल लोन

ब्याज दर

11.15% - 14.30%

लोन राशि

Up to ₹20,00,000

अवधि

Up to 72 months

प्रोसेसिंग शुल्क

0.50% - 1.00%

SBI's personal loan stands out for its rock-bottom processing fees of just 0.50-1.00%, the lowest in the industry. Government and corporate employees get preferential rates that are hard for private banks to match. Interest calculated on reducing daily balance saves you real money over the full tenure.

SBI Home Loan होम लोन

ब्याज दर

8.40% - 9.65%

लोन राशि

Up to ₹10 Crore

अवधि

Up to 30 years

प्रोसेसिंग शुल्क

0.35% (Min ₹2,000, Max ₹10,000)

India's largest home loan provider with the most competitive rates starting at just 8.40%. A special 0.05% concession for women borrowers and PMAY subsidy eligibility make it the go-to choice for first-time home buyers. No pre-payment penalty on floating rate and doorstep documentation service add real convenience.

SBI Car Loan कार लोन

ब्याज दर

8.65% - 9.80%

लोन राशि

Up to 90% On-road

अवधि

Up to 84 months

प्रोसेसिंग शुल्क

Nil to ₹1,500

SBI consistently offers the lowest car loan interest rates in India, starting at just 8.65%. Zero pre-payment penalty means you can close the loan anytime without paying extra charges. The longest tenure option at 84 months keeps EMIs affordable even for expensive car purchases.

SBI — रेगुलर बचत खाता

ब्याज दर

2.70% - 3.00%

न्यूनतम बैलेंस

₹3,000 (Metro) / ₹1,000 (Rural)

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