ICICI Coral vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
IndusInd Tiger
Why this card wins: Everyday Cashback — 1.5% cashback on all spends
| Feature | ||
|---|---|---|
| Bank | ICICI Bank | IndusInd Bank |
| Card Type | Entry Level | Cashback |
| Annual Fee | ₹500 + GST | Lifetime Free |
| Joining Fee | ₹500 + GST | Nil |
| Rewards | 2 points per ₹100 on all spends | 1.5% cashback on all spends |
| Best For | First Time Users | Everyday Cashback |
| Interest Rate | 3.40% per month (40.80% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹25,000 - ₹2,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | None | None |
| Min Income | ₹20,000/month | ₹15,000/month |
| Lounge Access | 4 domestic per year (1/quarter) | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 3.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.1 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
ICICI Coral
First Time Users
Visa • Entry Level
- 15% savings on dining bills
- 1 complimentary domestic lounge visit per quarter
- Complimentary railway lounge access
- Milestone reward points system
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, IndusInd Tiger ranks highest among your selected cards. It excels at Everyday Cashback and offers 1.5% cashback on all spends.
Frequently asked questions
Which is better: ICICI Coral or IndusInd Tiger?
IndusInd Tiger has the higher CardKhoj rating (4.2/5) and is best for everyday cashback. ICICI Coral is the better fit if your priority is first time users. The right choice depends on where you spend most.
Which has the lower annual fee: ICICI Coral and IndusInd Tiger?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹500 + GST for ICICI Coral.
Do ICICI Coral and IndusInd Tiger offer airport lounge access?
ICICI Coral: 4 domestic per year (1/quarter). IndusInd Tiger: no complimentary lounge access.
Which card is better for international spending?
All of them charge the same forex markup of 3.5% + GST, so choose based on other benefits.
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