AU Zenith+ vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
AU Zenith+
Why this card wins: Premium Lifestyle — 4.5% value back on select categories
| Feature | ||
|---|---|---|
| Bank | AU Small Finance Bank | IndusInd Bank |
| Card Type | Super Premium | Cashback |
| Annual Fee | ₹7,999 + GST | Lifetime Free |
| Joining Fee | ₹7,999 + GST | Nil |
| Rewards | 4.5% value back on select categories | 1.5% cashback on all spends |
| Best For | Premium Lifestyle | Everyday Cashback |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹2,00,000 - ₹10,00,000 | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | ₹2,000 voucher on first ₹10,000 spend | None |
| Min Income | ₹50,000/month | ₹15,000/month |
| Lounge Access | 8 domestic + 4 international per year | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.5% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 4.4 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
AU Zenith+
Premium Lifestyle
Visa Signature • Super Premium
- Complimentary airport lounge access worldwide
- Travel insurance up to ₹3 Crore
- Concierge services 24/7
- Milestone bonus of ₹10,000 voucher on ₹5L spend
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, AU Zenith+ ranks highest among your selected cards. It excels at Premium Lifestyle and offers 4.5% value back on select categories.
Frequently asked questions
Which is better: AU Zenith+ or IndusInd Tiger?
AU Zenith+ has the higher CardKhoj rating (4.4/5) and is best for premium lifestyle. IndusInd Tiger is the better fit if your priority is everyday cashback. The right choice depends on where you spend most.
Which has the lower annual fee: AU Zenith+ and IndusInd Tiger?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹7,999 + GST for AU Zenith+.
Do AU Zenith+ and IndusInd Tiger offer airport lounge access?
AU Zenith+: 8 domestic + 4 international per year. IndusInd Tiger: no complimentary lounge access.
Which card is better for international spending?
AU Zenith+ has the lowest forex markup at 2.5% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
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