HDFC Infinia Metal vs IndusInd Tiger
Side-by-side credit card comparison to help you choose the best one.
HDFC Infinia Metal
Why this card wins: Ultra High Spenders — 5 reward points for every ₹150 spent
| Feature | ||
|---|---|---|
| Bank | HDFC Bank | IndusInd Bank |
| Card Type | Super Premium | Cashback |
| Annual Fee | ₹12,500 + GST | Lifetime Free |
| Joining Fee | ₹12,500 + GST | Nil |
| Rewards | 5 reward points for every ₹150 spent | 1.5% cashback on all spends |
| Best For | Ultra High Spenders | Everyday Cashback |
| Interest Rate | 3.49% per month (41.88% p.a.) | 3.50% per month (42.00% p.a.) |
| Credit Limit | ₹10,00,000+ | ₹25,000 - ₹2,00,000 |
| Welcome Benefit | 12,500 reward points on card activation | None |
| Min Income | Invite only (₹4L+/month) | ₹15,000/month |
| Lounge Access | Unlimited domestic + international (Priority Pass) | None |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹5,000 txns | 1% waiver on ₹400-₹5,000 txns |
| Foreign Txn Fee | 2.0% + GST | 3.5% + GST |
| Add-On Card Fee | Free | Free |
| Rating | 5 | 4.2 |
| Contactless | ||
| EMI Conversion |
Key Features
HDFC Infinia Metal
Ultra High Spenders
Visa Infinite • Super Premium
- Unlimited Airport lounge access globally
- Global Concierge & Golf privileges
- Club Marriott membership for 1 year
- Dedicated Relationship Manager
IndusInd Tiger
Everyday Cashback
Visa • Cashback
- No annual fee ever
- 1.5% unlimited cashback on all transactions
- Fuel surcharge waiver on all fuel stations
- Contactless payment enabled
Verdict
Based on rating and overall value, HDFC Infinia Metal ranks highest among your selected cards. It excels at Ultra High Spenders and offers 5 reward points for every ₹150 spent.
Frequently asked questions
Which is better: HDFC Infinia Metal or IndusInd Tiger?
HDFC Infinia Metal has the higher CardKhoj rating (5/5) and is best for ultra high spenders. IndusInd Tiger is the better fit if your priority is everyday cashback. The right choice depends on where you spend most.
Which has the lower annual fee: HDFC Infinia Metal and IndusInd Tiger?
IndusInd Tiger is cheaper to hold at Lifetime Free, compared with ₹12,500 + GST for HDFC Infinia Metal.
Do HDFC Infinia Metal and IndusInd Tiger offer airport lounge access?
HDFC Infinia Metal: unlimited domestic + international (priority pass). IndusInd Tiger: no complimentary lounge access.
Which card is better for international spending?
HDFC Infinia Metal has the lowest forex markup at 2.0% + GST, which makes it cheaper for travel abroad and foreign-currency shopping.
Related Articles
Top 10 High-Reward Credit Cards for Online Shopping in India (2026)
Maximize your savings with the best e-commerce credit cards. We compare Amazon Pay ICICI, HDFC Millennia, and more.
HDFC vs ICICI Credit Cards: Which Bank Offers More Value?
An in-depth battle of the banking giants. We compare reward points, lounge access, and fee structures of India's top issuers.
How to Get a Credit Card Without Income Proof or Salary Slip
Get a credit card even without salary proof. Explore FD-backed secured cards, prepaid cards, and add-on card options.
Best First Credit Card for Beginners with No Credit History
Starting your credit journey? Compare the best entry-level cards from HDFC, ICICI, SBI, and Axis for first-time users.